Financing Application

Applicant Info

Loan & Contractor

ID Verification

Residency & Project

Employment

Agreements

Applicant Information

Tell us about yourself. Fields marked with * are required.

How did you hear about us?*

Application Type*

Legal First Name*

Legal Middle Name

Legal Last Name*

Email Address*

Primary Phone Number*

Are you married?*

Yes

Are you listed as an owner of the property where the home improvement project will take place?*

Yes

Loan Request & Contractor Details

Describe your project and the contractor you're working with.

Project Type*

Requested Loan Amount*

Preferred Loan Term*

Contractor Business Name*

Contractor Phone*

Contractor Email

Project Description*

Identification Verification

Federal law requires us to verify your identity. This information is used solely for verification purposes.

Date of Birth*

Last 4 digits of SSN*

Driver's License Number

Issuing State

Current Street Address*

City*

State*

ZIP Code*

Years at Current Address*

Do you rent or own?*

Own

Rent

Other

Residency & Project Details

Project location and property details.

Is the project address the same as your current address?*

Yes, same address

No, different address

Property Type*

When do you need the project completed?*

Employment Details

Current employment and income information.

Employment Status*

Years at Current Employer*

Employer Name*

Employer Address*

City*

State*

ZIP Code*

Employer Phone*

Gross Annual Income*

Agreements & Submit

Please review and accept the agreements below to submit your application.

I agree to the Privacy Policy and Terms of Service.

I authorize Cerpa Construction's third-party financing and lending partners to obtain my credit report and verify my identity in accordance with the Fair Credit Reporting Act (FCRA).

I understand that federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account, pursuant to the USA PATRIOT Act.

I consent to receive electronic communications, including electronic signatures and documents, related to this application.

I agree to receive marketing communications from Cerpa Construction and its lending partners (optional).

*Loan terms, including APR, may vary based on loan purpose, amount, term length, credit profile, and other factors. The lowest advertised rates are available to the most creditworthy applicants and may require specific loan conditions. All loans are subject to credit approval; not all applicants will qualify. Additional terms, conditions, and state restrictions may apply. Rates and terms are subject to change without notice. Availability of rates and terms varies by Lender.

†90-day deferred payment program: No payments for 90 days after funding. Interest accrues from the date of funding, including during the deferral period. Available on eligible loans up to $150,000 with terms up to 20 years. Terms up to 30 years and loans up to $200,000 are available through separate programs.

Application Submitted!

Thank you for completing your financing application. Our lending partners will review your information and contact you within 24–48 hours with next steps.

Your reference number: —

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