Financing Available

Build Now.
Pay Over Time.

Don't let budget hold your project back. Apply in minutes through our trusted lending partner and get your project started today.

Apply Now — It's Free

Flexible Financing for Every Project

Cerpa Construction has partnered with Lyon Financial to offer our clients competitive loan solutions. Whether it's a full renovation, storm damage repair, roofing, or a new build — you shouldn't have to wait to get started.

Why Finance With Us

Fast approvals, flexible terms, and a 100% online process designed for homeowners and property owners in the Memphis area.

Fast Pre-Approval

Get a lending decision quickly — often within minutes. No lengthy paperwork or in-person appointments required.

No Collateral Needed

Unsecured loan options available — your home equity stays yours while your project moves forward.

Flexible Repayment

Choose a repayment plan that fits your monthly budget, with terms tailored to your financial situation.

All Projects Welcome

Roofing, storm damage, additions, full renovations, new builds — all project types are eligible.

$0 Application Fee

Applying is completely free. No fees, no obligations — just a simple online process to get you funded.

Funded in 3–5 Days

Once approved, funds are typically delivered within 3 to 5 business days — and we get straight to work.

$0
Application Fee
3–5
Days to Funding
100%
Online Process
All
Projects Eligible

How It Works

From application to project kickoff — a simple, stress-free 4-step process.

1

Apply Online

Fill out Lyon Financial's secure application in just a few minutes — 100% online and completely free.

2

Get Approved

Receive a lending decision quickly. Our partner offers competitive rates for qualified applicants.

3

Review Your Terms

Select the repayment plan that fits your budget and confirm your loan — no surprises.

4

We Get to Work

Funds delivered in 3–5 business days. Cerpa Construction kicks off your project right away.

Ready to Get Started?

Apply through our exclusive Cerpa Construction link — built specifically for our clients. Takes just a few minutes and won't affect your credit score.

Apply with Lyon Financial

Secure & Confidential · Powered by Lyon Financial

Financing Powered By
Lyon Financial
Trusted Lending Partner