Financing Available

Build Now.
Pay Over Time.

Don't let budget hold your project back. Apply in minutes through our trusted lending partner and get your project started today.

Apply Now — It's Free

Flexible Financing for Every Project

Cerpa Construction has partnered with Lyon Financial to offer our clients competitive loan solutions. Whether it's a full renovation, storm damage repair, roofing, or a new build — you shouldn't have to wait to get started. Qualified clients can access financing with repayment terms up to 20 years, keeping monthly payments low while the project moves forward.

Why Finance With Us

Fast approvals, flexible terms, and a 100% online process designed for homeowners and property owners in the Memphis area.

Fast Pre-Approval

Get a lending decision quickly — often within minutes. No lengthy paperwork or in-person appointments required.

No Collateral Needed

Unsecured loan options available — your home equity stays yours while your project moves forward.

Terms Up to 20 Years

Stretch repayment over terms up to 20 years on qualified projects, so your monthly payment fits your budget without compromising on quality.

All Projects Welcome

Roofing, storm damage, additions, full renovations, new builds — all project types are eligible.

$0 Application Fee

Applying is completely free. No fees, no obligations — just a simple online process to get you funded.

Funded in 3–5 Days

Once approved, funds are typically delivered within 3 to 5 business days — and we get straight to work.

$0
Application Fee
3–5
Days to Funding
100%
Online Process
20 yr
Max Repayment Term

How It Works

From application to project kickoff — a simple, stress-free 4-step process.

1

Apply Online

Fill out Lyon Financial's secure application in just a few minutes — 100% online and completely free.

2

Get Approved

Receive a lending decision quickly. Our partner offers competitive rates for qualified applicants.

3

Review Your Terms

Select the repayment plan that fits your budget and confirm your loan — no surprises.

4

We Get to Work

Funds delivered in 3–5 business days. Cerpa Construction kicks off your project right away.

Ready to Get Started?

Apply through our exclusive Cerpa Construction link — built specifically for our clients. Takes just a few minutes and won't affect your credit score.

Apply with Lyon Financial

Secure & Confidential · Powered by Lyon Financial

Financing Powered By
Lyon Financial
Trusted Lending Partner
901.334.1320